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RoutaPay
NewMerchant of Record

Merchant of Record for online businesses

Sell globally. We handle the transaction. RoutaPay becomes the seller of record—owning checkout, tax, refunds, and disputes while you earn revenue share.

Become a PartnerSee how it works

One integration

A single API for every market.

Global checkout

Local methods, taxes and currencies.

Merchant risk covered

Refunds and disputes are on us.

Accept the methods your customers already trust

VisaMastercardApple PayGoogle PayPayPal

What we offer

Merchant of Record services. We own the sale, end to end.

As the seller of record, RoutaPay owns the full commercial relationship with the consumer — from checkout to tax to support — and compensates suppliers under separate licensing agreements.

Customer statementVerified

ROUTAPAY * PRO PRODUCT

Cardholder transacts with RoutaPay

Seller of Record

RoutaPay is the merchant on every transaction. The consumer buys from us under our terms of sale, and our name appears on their statement.
Partner liability0% liability
Sales tax & VAT100% remitted
Chargeback costAbsorbed by MoR

Tax, refunds & disputes

We collect and remit sales tax and VAT, issue refunds under our policy, and absorb all chargeback liability as the merchant of record.
Compensation flowAuto-settled
Reseller agreementActive license
Partner payoutRevenue-share fee

Supplier licensing

Under our reseller agreements, partners license RoutaPay to sell their products in exchange for a revenue-share licensing fee on each consumer sale.

How it works

From partner catalog to consumer sale. In three steps.

RoutaPay licenses product catalogs from partners, then sells them to consumers as the merchant of record.

  1. Step 1·Supplier agreement

    Partners license their content

    Creators and studios grant RoutaPay the right to sell their products under a reseller agreement — with no payment accounts or processing on their side.

  2. Step 2·Consumer transaction

    RoutaPay sells to consumers

    Consumers subscribe and buy directly with RoutaPay as the seller of record. We own checkout, billing, the statement descriptor, tax, refunds, and chargebacks.

  3. Step 3·Settlement payout

    Partners earn revenue share

    Partners earn a revenue-share licensing fee under their agreement — compensated as suppliers, never as merchants on our accounts.

For partners

License your catalog. We handle the entire sale.

Bring your products. RoutaPay becomes the merchant of record and takes on the commercial and compliance burden of selling them worldwide.

  • We are the seller of record — your name never touches a payment processor.
  • Global tax collection and remittance handled entirely by RoutaPay.
  • We absorb refunds, disputes, and chargeback liability.
  • Transparent revenue-share licensing fee on every sale.
Become a Partner

Reseller agreement

Signed · Active

Merchant of record
RoutaPay
Statement descriptor
ROUTAPAY
Tax & VAT
Handled by RoutaPay
Refunds & chargebacks
Handled by RoutaPay
Partner role
Licensor / supplier
Partner compensation
Revenue-share licensing fee
One agreement covers the license, the fee, and the sale.

How RoutaPay operates

We are the merchant of record. Every step of the sale.

RoutaPay is licensed by its partner suppliers to sell their products, and sells them to consumers as the seller of record. When a consumer buys, they are transacting with RoutaPay — not with the supplier.

Our name on the statement.

Consumers see ROUTAPAY on their card and agree to our terms of sale at checkout.

We own tax compliance.

RoutaPay registers for, collects, and remits applicable sales tax and VAT.

We own refunds & disputes.

All refunds and chargebacks are handled and absorbed by RoutaPay as the merchant.

Suppliers are vendors.

Partners license us to sell and are paid on a revenue-share basis; they are not merchants on our payment accounts.

Operational integrity

RoutaPay holds direct merchant accounts in good standing and operates in full compliance with the terms of our payment partners.

Stripe termsPayPal terms

Integrations

Powerful payment infrastructure, one integration.

As the merchant of record, RoutaPay processes consumer payments on our own accounts through industry-leading, PCI-compliant infrastructure.

Recurring billing

We manage renewals, retries, and dunning on every subscription we sell.

Global tax handling

Sales tax and VAT collected and remitted by RoutaPay in every market.

Receipts & support

Consumers are billed, receipted, and supported by RoutaPay directly.

Fraud & chargebacks

We own dispute and chargeback liability with advanced fraud screening.
checkout.ts@routapay/sdk
import { createRoutaPayClient } from "@routapay/sdk";

const routapay = createRoutaPayClient({
  apiKey: process.env.ROUTAPAY_SECRET_KEY,
});

const intent = await routapay.paymentIntents.create(
  {
    organizationId,
    websiteId,
    paymentMethodId: method.publicId,
    amount: 2500n,
    currency: "USD",
  },
  { idempotencyKey: `order_${orderId}` },
);

// Fulfil only after checking the authoritative status.
const result = await routapay.paymentIntents.confirm(intent.publicId);
Stripe
PayPal
Visa
Mastercard
Apple Pay
Google Pay

Become a content partner

Ready to sell worldwide? Tell us about your catalog.

Tell us about your products and we'll get back to you within 24 hours about licensing them to RoutaPay.

  • We reply within 24 hours about licensing your catalog.
  • No payment accounts or processing needed on your side.
  • One reseller agreement covers the license and the fee.